Facing Foreclosure in Fresno? Here's How to Sell Your House Fast
Published: 5/4/2025•6 min read
Facing foreclosure can be one of the most stressful experiences a homeowner can go through. In Fresno, where the housing market has seen significant changes in recent years, many homeowners find themselves struggling to keep up with mortgage payments.
The good news is that you have options. This guide will walk you through the steps you can take to avoid foreclosure and protect your financial future.
Understanding the Foreclosure Process in California
Timeline of Foreclosure in California
- Missed Payments (30-90 days): After missing payments, your lender will start sending notices and attempting to contact you.
- Notice of Default (90+ days): The lender files a Notice of Default, starting the formal foreclosure process.
- Pre-Foreclosure (3 months): You have 3 months to cure the default or work out an alternative solution.
- Notice of Sale (21 days): If the default isn't cured, the lender will schedule a foreclosure sale.
- Foreclosure Sale: The property is sold at public auction to the highest bidder.
Your Options When Facing Foreclosure
1. Loan Modification
- Lower interest rate
- Extended loan term
- Reduced monthly payments
- Principal reduction (rare)
2. Short Sale
- Sell for less than owed
- Requires lender approval
- Less credit damage than foreclosure
- May take 3-6 months
3. Deed in Lieu
- Voluntarily transfer property
- Faster than foreclosure
- Less credit damage
- May require deficiency waiver
4. Quick Cash Sale
- Close in 7-14 days
- No repairs needed
- No fees or commissions
- Stop foreclosure immediately
Why a Quick Cash Sale Makes Sense
Benefits
- Stop foreclosure immediately
- Protect your credit score
- Avoid public auction
- No repair costs
- No realtor fees
- Fast closing (7-14 days)
How It Works
- Contact us for a free consultation
- We make a fair cash offer within 24 hours
- Choose your closing date (7-14 days)
- We handle all paperwork and closing costs
- You walk away with cash and peace of mind
Stop Foreclosure Today
Don't wait until it's too late. Get a fair cash offer for your home and stop the foreclosure process before it damages your credit.
